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Most Americans treat their pets as members of the family. No matter if someone has a fluffy four-legged creature or a slithery reptilian companion, they will demand similar services for their pets as they do for themselves ” and for an every growing number of people, that includes pet heath insurance.

According to the American Pet Products Manufacturers Association, Americans spent roughly $10.1 billion for pet health care in 2007 ” a 40 percent increase from 2006. The insurance industry isn’t ignoring these numbers. Jack Stephens, founder of Pet’s Best Insurance, says that Americans spend roughly $250 million annually on pet insurance. That figure is expected to increase to $1 billion by 2011, he says. That makes pet insurance one of the fastest growing insurance lines.

A pet insurance plan is very similar to one you might have. They can cover any sort of animal, but are generally taken out for dogs and cats. The policies vary in their costs and coverages, and can be as simple or as inclusive as you need.

Like any insurance, you don’t know when you’re going to need it. Unfortunately with pets, if they end up having surgery the costs can spiral so quickly. Equally, pedigree dogs are more prone to certain conditions.

A check with the ASPCA has seen a surge in the number of pet owners contacting their local offices in recent months. These owners are struggling to provide veterinary care to their pets, a situation that can be helped with a simple pet insurance plan.

Pet care plans generally covers vet bills that arise from illnesses and injuries. Many plans also offer preventative care, and liability coverage in case your pet damages someones property or person.

These plans also cover micro chipping to help locate a lost pet and some will even cover the cost of advertising and rewards to help locate your lost pet. Some even offer travel reimbursement if a trip is cut short due to a pet related cancellation.

This makes it important not to shop on price alone. How would you feel denying your pet a life saving procedure knowing that it saved you $1 a month?

These pet care plans are becoming much more common. This helps all owners feel comfortable knowing that their pets will be taken care of without causing undue financial stress on the family.

Making the life altering choice between euthanasia and an expensive medical treatment is never easy. According to Wallace Sife, who has counseled hundreds of guilt filled pet owners as founder of the Association for Pet Loss and Bereavement, “There is no right answer.”

There is no hard and fast advice on what to do when a pet needs urgent care. It does appear, however, that pet insurance is the financial cure, though it may end up making the emotional decision a little easier.

These are some of the basics of pet insurance plans. There will still be some more research to do when choosing the right plan for your needs. This is often as simple as a web search for companies websites to compare the different plans and coverages. It’s important not to get hung up on price as your sole shopping criteria. The cheapest plan may not necessarily be the best deal. Ultimately, you want to be sure that your pet will be provided with the best care should there ever be a need. This will keep you both happy for many years to come.

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Ear infections are a common ailment for many dogs. From struggles with ear-mites, fungus, and allergies, to more serious inner ear infections, some dogs seem to fight a never ending battle that has them – and their owners – constantly scratching their heads. Many common outer ear problems can be prevented with a little extra effort and vigilance.

Veterinarians use antibiotics to treat severe ear infections, these may include antibiotic/anti-fungal/anti-inflammatory medicines like Otomax or Malotic. Some owners also choose to take a more holistic approach to dealing with their pups infections before resorting to medicines

Keeping the ears clean and free of debris is the simplest way to help stave off an infection in your pet. Keep the hair around the ears, clean and trimmed and check the ears periodically to make sure they dont have a buildup. Dogs with long floppy ears seem to pick up more debris than those with pricked ears. Be especially sure to do a quick cleaning after a hike or a trip to the beach.

Washing the ears is the next level of prevention. A simple solution of diluted white vinegar is a great way to eliminate common allergies. Use a solution of 1 part vinegar and two parts water to rinse the ear thoroughly before rinsing again using plain clean water. A 1:1 Hydrogen Peroxide/water solution also makes a good rinse and will sting less if your dog has been doing a lot of scratching. Be sure to dry your pups ears gently after youve cleaned them.

Commercial ear cleaners are often a step up from home-made solutions and for troublesome infections may go a step further to help keep your dogs irritations at bay. Many of the commercial varieties also come with an applicator which can make ear cleaning much easier on both the dog and their owner. Check with your local pet store.

One of the easiest ways to reduce all types of infections is to improve the quality of your dogs food. The fillers often used in cheap big brand dog foods offer little to know nutritional value. In addition to sometimes triggering allergies, non-nutritional fillers do your dog no good and only serve to add bulk to the product – and ultimately to your dogs too. Treat your pup to a healthy lifestyle by starting with a high quality dog food, check with your local specialty pet center for quality brands.

In spite of looking and smelling terrible, most ear infections only affect the outer ear. Keeping the ears clean and groomed will help reduce both the discomfort of common problems as well as the risk of greater infection. More serious infections to exist and you should be aware of the symptoms. If you notice your dog tilting their head more than normal, walking in circles, or showing signs of general clumsiness, it may be a sign of a more serious condition and you should schedule a trip to your local vet.

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Some dogs can go through their whole lives without so much as an itchy ear, while others have a never ending struggle with ear-mites, fungus, and allergies that have them forever scratching their heads. Many ear problems only affect the outer ear, and with a little effort you can greatly reduce the frequency and severity of your dogs infections.

Veterinarians use antibiotics to treat severe ear infections, these may include antibiotic/anti-fungal/anti-inflammatory medicines like Otomax or Malotic. Some owners also choose to take a more holistic approach to dealing with their pups infections before resorting to medicines

The easiest way to reduce the number of ear infections your dog has is to keep the ears clean and free of dirt and other gunk. Especially for long haired dogs, keep the hair around the ears trimmed and clean, Long hair can be a magnet for debris which can get carried into the ear canal leading to infection. Dogs with long, floppy ears are also at a higher risk of picking up dirt than are dogs with pricked ears.

Some dogs seem to always have stuff in their ears. For them a rinse made of a simple 1:2 solution of white vinegar and water may help stave off infections. Use the solution to rinse the ear, massaging gently with a towel, then rinse a couple more times using plain filtered water. A 1:1 hydrogen peroxide/water solution also work well. Try the Hydrogen Peroxide solution if your dogs ears are tender from a lot of scratching as it will sting less than the vinegar.

Commercial ear cleaners are a step up from simple vinegar. Most large pet stores will have several to choose from and many come with simple applicators as well which make treatment easier than trying to pour a vinegar/water solution into a wriggling dogs ear.

One of the easiest ways to reduce all types of infections is to improve the quality of your dogs food. The fillers often used in cheap big brand dog foods offer little to know nutritional value. In addition to sometimes triggering allergies, non-nutritional fillers do your dog no good and only serve to add bulk to the product – and ultimately to your dogs too. Treat your pup to a healthy lifestyle by starting with a high quality dog food, check with your local specialty pet center for quality brands.

Most ear infections only affect the outer ear in spite of smelling and looking bad. By taking the time to practice good hygiene you can greatly reduce the incedence of common ear problems. More serious symptoms including head tilting, walking in circles, and general clumsiness can be signs of a more serious inner ear infection and are best handled by your local vet.

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