The cost of veterinary care has risen tremendously, and pet owners are fortunate to have the option of purchasing dog health insurance, so they can afford to keep their pet healthy.

Naturally, you will need to pay for routine vaccinations as well as regular physicals. On top of that there might be blood work, heart worm testing, stitches, and x-rays.

Moreover, he might develop an illness that requires daily medicines for the duration of his or her life, or your pet could have an expensive, short term disease that requires extensive tests and treatments.

If you have dog health insurance, you would need to worry about either preventative care or emergency situations. You could simply always get your dog the best possible care, which reminds me of a story from a friend who had two dogs.

She did not have dog health insurance, but had been fortunate for most of their lives that her dogs never had any major illness requiring hundreds or thousands of dollars in treatments.

There were a few injuries, stitches, ear infections and intestinal bugs, but nothing that impacted her budget too much. However, in three months’ time, one of her dogs became very ill, requiring almost one thousand dollars’ worth of basic blood tests and medicine trials.

I am sad to say that all the testing did not pay off, and her poor dog had to be euthanized in the end. And to make matters worse, my friend’s other dog got sick, too. A tooth extraction followed in addition to many more shots and vaccinations.

My friend ended up paying more than $800, which she did not have. Luckily, the vet was kind enough to let her pay in installments. But if he had not been so nice, my friend would have been in for a lot of heart ache.

So I hope you see the point of dog health insurance. It really can save you a lot of heart ache, and, most importantly, it can potentially save your dog’s life – which you might otherwise not be able to afford. I can only highly recommend this option to anyone who truly loves his dog.

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